Monique and Ben: How They Turned a Coastal Dream into Two Investment Properties

25 March 2024 Natasha Burgess |

The Dream of Vincentia

For many property investors, finding the right investment opportunity and navigating complex financial structuring can be major hurdles. Monique and Ben faced these challenges head-on in their pursuit of owning investment properties in Vincentia, a place that held deep family significance. After searching tirelessly for years, Monique and Ben were determined to finally establish their family legacy in the place they cherished.

“For the last 37 years, my family, including grandparents on both sides who have properties and built their own homes, have been visiting there. Our aim, as our family grows, is to also have somewhere to stay.”

A Partnership Rooted in Trust

Monique and Ben’s determination to secure investment properties in Vincentia was supported by their long-standing partnership with Pristine Finance. Having worked with the team for over a decade, including their first home purchase, they had built a foundation of trust. This trust was essential as they faced the complexities ahead.

“Marinko has been with us from the beginning. We brought Marinko on board when we got engaged, purchased land, and bought our first home with his help. For the last 5 years, we’ve been actively looking for an investment property and have finally achieved that goal. He’s been there every single time we needed advice, always ready to help at the drop of a hat. We feel very lucky.”

Complex Structuring for a Double Investment

Initially aiming to secure one investment property in Vincentia, Monique and Ben’s plans took an exciting turn.  They discovered the opportunity to purchase two adjacent properties, but this required a complex and carefully designed ownership structure to ensure optimal asset protection and maximum tax advantages. Pristine Finance collaborated with their accountant and solicitor to navigate this complexity. This strategic approach enabled them to achieve their dream of investing in this special location, ultimately resulting in the purchase of two properties.

Timely Asset Finance and Strategic Planning

On top of the complex property investment structure, Monique and Ben faced another challenge: the coincidental arrival of their new vehicle, ordered a year prior. If the vehicle had arrived earlier, it could have impacted their ability to purchase the properties. Fortunately, Pristine Finance’s asset finance service strategically planned the vehicle financing.  This ensured they had the funds available when needed, allowing their investment plans to proceed smoothly.

“I purchased a car two years ago and wasn’t aware that the team offered asset finance services. A couple of months after my purchase, I spoke with Marinko, and we ended up financing our recent car purchase through Pristine.”

Looking to the Future

Today, with their family home, the surprise of two investment properties in Vincentia, and their new vehicle, Monique and Ben have built a strong foundation for their future. This journey—marked by collaboration, overcoming complex challenges, and a partnership built on trust—reflects their resilience and Pristine Finance’s dedication to realising their clients’ dreams, sometimes in ways they don’t even expect!